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Workers’ Compensation Settlement | Law Offices of Harold J. Gerr

How Does a Workers’ Compensation Settlement Work?


If you have been injured at work, you may be entitled to a Workers’ Compensation settlement. Workers’ Compensation is a type of insurance that employers are required to carry in order to cover the medical expenses and lost wages of employees who suffer job-related injuries or illnesses. It also includes death benefits for families of workers who die on the job. Although the thought of getting a settlement can seem overwhelming, understanding how it works is the first step.

When it comes to calculating a Workers’ Compensation settlement amount, there are several factors that need to be taken into consideration. These include the severity of your injury or illness, whether it will affect your ability to work in the future, and any medical expenses or lost wages that have been incurred due to your injury or illness. Additionally, certain states may factor in an employee’s age and earning potential when calculating settlements as well.

Once all these factors have been taken into account, a representative from your employer’s insurance company will use them to calculate a reasonable settlement amount. This figure will then be presented to you for review and approval before being finalized and paid out.

Receiving Your Workers’ Compensation Settlement Payment

Once you agree upon an appropriate Workers’ Compensation settlement amount with your employer’s insurance company, they will typically send out payment via check within two weeks after signing off on all necessary paperwork. In some cases, however, they may opt instead to pay out your settlement over time through periodic payments rather than one lump-sum payment, so make sure you understand what type of payment option you are agreeing to before signing anything.

It is important for employees to understand that once they accept their settlement offer from their employer’s insurance company, they cannot go back and negotiate for more money later on down the road if their condition worsens or if their recovery takes longer than expected. This means it is essential that any proposed settlement amounts are thoroughly reviewed before being accepted so that they accurately reflect both present and future losses related to the injury or illness in question.

Workers’ Compensation settlements can provide injured employees with much-needed financial assistance during recovery periods resulting from job-related injuries or illnesses. Although there are many factors involved in calculating an appropriate settlement offer, understanding how this process works can help ensure that those affected by workplace injuries receive fair payments for their losses. A lawyer should be consulted if an employee is having problems with their claim or settlement.

Piscataway Workers’ Compensation Lawyer at the Law Offices of Harold J. Gerr Can Help You After a Workplace Accident

Getting injured at work can be overwhelming and frustrating, but you may be entitled to benefits under your employer’s Workers’ Compensation policy. To help you navigate the complexities and work to get you the benefits you need, speak with our Piscataway Workers’ Compensation lawyer at the Law Offices of Harold J. Gerr. Call us at 732-537-8570 or contact us online to schedule your free consultation with our experienced legal team. Located in Highland Park, New Jersey, we proudly serve clients in New Brunswick, Somerset, Piscataway, Edison, South River, Sayreville, Metuchen, East Brunswick, South Plainfield, Fords, Middlesex, Old Bridge, Iselin, Bound Brook, Perth Amboy, Colonia, Elizabeth, and Newark.

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Car Accident With Government Vehicle

$845 K

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$500 K

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$1 M

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    732-537-8570 | 732-249-4600

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