Auto Accident Attorneys in New Brunswick, NJ, Pursuing Maximum Compensation in Middlesex County and Throughout New Jersey
Did a tired driver cross the center line and hit you? In just seconds, your life changed completely. Our New Brunswick car accident lawyers know how crashes turn lives upside down.
New Brunswick roads can be dangerous with college students rushing to class, hospital traffic, and Route 18 always packed with cars. After your crash, you're stuck dealing with doctor visits, missing work, and fighting with insurance companies. We've helped many people around Rutgers get the compensation they need after these terrible accidents.
Need someone on your side? Contact us today for a free case review and see how we can help fix this mess.
Understanding the Compensation Process for Car Accident Victims in New Brunswick
Here's what you need to do after a crash to recover the compensation you deserve.
- Start with your own insurance: In New Jersey, your insurance pays first through PIP (Personal Injury Protection). PIP covers doctor bills, some of your missed work pay, and help with daily tasks if you can't do them.
- Talk to the other driver's insurance: Your PIP covers between $15,000 and $250,000 for injury costs, depending on the policy you chose.That’s why you'll need to ask the other driver's insurance for the rest, especially compensation for your pain and suffering.
- Use your special coverage if they had no insurance: If the driver who hit you didn't have insurance, your uninsured motorist coverage can cover your losses.
- Use your extra coverage if they didn't have enough: If the other driver's insurance is too small to cover all your costs, your underinsured motorist coverage can fill the gap.
- Go to court if needed: If insurance companies won't pay what's fair, you might need to sue. But your right to sue depends on what you picked when buying insurance.
If you chose limited right to sue, you can only sue for very serious injuries, big scars, broken bones, or death.
If you chose unlimited right to sue, you can sue for any pain and suffering, no matter how minor your injuries are.
Our New Brunswick car accident lawyers have helped people like you get over $1.5 million. We stand up to insurance companies that try to pay you less than you deserve.
Compensation You May Be Entitled to
After a crash, you can get paid back for:
- Medical care you need now and later
- Money you couldn't earn while hurt
- Getting your car fixed or replaced
- Physical therapy and recovery help
You can also get compensation for the ways the crash changed your life:
- Body pain and discomfort
- Feeling worried, sad, or stressed
- Not being able to enjoy your hobbies
- Lasting injuries or changes to how you look
New Brunswick Car Accident Laws That Impact Your Case
The No-Fault System
New Brunswick follows New Jersey's "no-fault" rules. This means your own insurance (PIP) pays for your medical bills first, even if someone else caused the crash. But PIP covers your limited losses. So if you have very serious injuries, you can step outside the no-fault system to get more damages.
The Modified Comparative Negligence Rule
In New Brunswick, if you were partly to blame for the crash, your compensation gets cut by your share of the blame. If you were more than 50% at fault, you get no compensation at all.
For example, consider Maria was checking her phone when Alex ran a red light and hit her car. The court decides Alex is 75% at fault and Maria is 25% at fault. If Maria has $100,000 in damages and suffering, she'll get $75,000 (total minus her 25% of the blame).
Time Limits to Take Action
You only have two years from the day of your car accident to file a lawsuit in New Brunswick. Wait too long, and you'll likely get nothing at all. Contact us today.
How Our New Brunswick Car Accident Lawyers Support Injured People in Recovering Compensation
When you're hurt, the last thing you need is to fight with insurance companies. That's why we're here.
How we work for you to recover the compensation you deserve
We visit the crash site to see what happened and take pictures before important details are gone. We find and talk to witnesses while memories are fresh. We ask doctors what care you'll need in the future to get an idea of all your medical expenses.
How we beat insurance companies
We stop their calls that stress you out and handle all the talking so you don't get tricked. Our New Brunswick car accident lawyers find clear proof of what the other driver did wrong, like:
- Running red lights
- Texting while driving
- Speeding
- Driving while tired or drunk
We clearly show how their mistake caused your specific injuries. For example, if they hit you from behind and you hurt your neck, we gather medical proof that connects these two facts.
We add up all your costs, not just the obvious ones, and stay firm until they offer fair compensation. We go beyond current medical bills to calculate all impacts of the accident. This includes
- Future medical needs
- Ongoing therapy costs
- Lost earning capacity
- Physical and emotional toll on your daily life
Let us fight for you. Our auto accident attorneys in New Brunswick, NJ, have won millions for residents who were hurt by careless drivers. Discuss your injuries with us.
Why the Law Offices of Harold J. Gerr Can Be Your Trusted Ally for Your Car Injury Case in New Brunswick
After a crash in New Brunswick, you need a lawyer who knows this busy city and truly cares about your recovery. We promise to stand by you and fight for the help you need during this tough time.
Personal Attention That Makes a Difference
As your New Brunswick car accident lawyers, we:
- Listen to how the crash has affected your work, studies, or family life
- See you as a real person with real problems—not just another client
- Keep you informed every step of the way in clear, simple terms
Experience You Can Trust
For over 40 years, we've helped crash victims throughout New Brunswick. We understand how insurance companies try to take advantage of local residents and students, and we know how to stop them. We have relationships with top doctors near you who can provide quality care. We've helped hundreds of people in this city get the compensation they need after being hurt.
Deep New Brunswick Knowledge That Matters
Having worked in New Brunswick for decades, we know its traffic trouble spots well—from the congested areas around Rutgers to the busy Route 18 corridor. We understand how the mix of students, commuters, and local traffic creates unique accident patterns. We know the Middlesex County courts located right here in the city and how local judges handle these cases.
Our firm provides benefits others can't:
- The personal care of a lawyer who knows New Brunswick streets
- The strength to take on major insurance companies
- A team focused on getting you full and fair payment
Recognition That Matters
Our work has earned respect from other lawyers:
- Named to The National Trial Lawyer: Top 100
- Member of the American Association for Justice
- Active in the Brain Injury Association to help clients with serious injuries
Don't struggle alone. Talk about your situation with us. In a busy city like New Brunswick, evidence can disappear quickly—the sooner we start, the better. Let our auto accident attorneys in New Brunswick, NJ, handle the legal work while you focus on healing.
Contact Our New Brunswick Car Accident Lawyers at The Law Offices of Harold J. Gerr Today for a Free Case Consultation
We've helped hundreds of people in New Brunswick after crashes changed their lives. We've heard their stories about money worries. We've seen how insurance companies try to pay less than what's fair.
And we've helped them move forward.
For help from car accident lawyers in New Brunswick, contact The Law Offices of Harold J. Gerr online or call today.
