Catastrophic Loss – New Jersey
When used as a legal term, catastrophic loss means that you have suffered an extreme loss that was caused by someone else’s reckless, careless, or negligent actions. In other words, had someone else been paying proper attention and acting in a reasonable manner, the catastrophe, such as a car crash, would not have occurred. It is often used in reference to a personal injury claim filed against those who caused the accident.
People who have suffered injuries from a catastrophic loss have a right to seek full and fair recovery in order to pay for their medical bills, and for other possible damages relating to quality of life-loss. Catastrophic losses can include paralysis, broken bones, disfiguring burns or scarring, loss of use of a limb or amputation, traumatic brain injury or TBI, trauma to the spinal cord, and more.
If you are like most people, you are not an expert in comprehending the insurance terms about what will be paid for, and what will not. And while it may be clear that you are seriously injured, the extent of your injury and the impact on your life may not be fully clear. It can be difficult to comprehend how you will need to be accommodated for as a result of a serious injury.
You might not be able to work at the capacity that you did before the accident. You might need to have your entire home retrofitted so you can function in your home. You might find that 10 years down the road, there is a surgery that can help you that was not yet developed at the time of your catastrophic loss.
When you are adjusting to life after a bad accident, and you are focused on dealing with the emotional fallout, as well as doing all you can to recover through rehabilitation, it can be helpful to discuss your situation with an attorney who is experienced in protecting the rights of those who have suffered catastrophic losses.
Your insurance company may not provide you with the ‘big picture’, and may not properly anticipate your needs for the remainder of your life. An attorney, however, whom you retain, and who is there to fight for your rights to full recovery, can help you understand your needs, and even proactively anticipate issues that could arise throughout your life.
Questions and Concerns About Catastrophic Loss and a Personal Injury Claim? Contact New Jersey Personal Injury Attorney
The central New Jersey law office of Harold J. Gerr, Attorney at Law represents clients who have suffered serious or catastrophic loss due to the negligent actions of another.
We also protect the rights of those who have been injured or lost loved ones in personal injury and wrongful death accidents, including work accidents. We have been fighting for the rights of the injured for three decades.
In addition, we represent clients in workers compensation matters. Our workers comp and personal injury law firm carefully selects the cases we handle, so that we can provide the highest levels of service and personal attention to each client. Contact us online or call our office at 732-537-8570 (toll-free at 1-877-249-4600).