Auto Accident Attorneys in South Plainfield, NJ, Committed to Client Success in Middlesex County and Throughout New Jersey
When other drivers tailgate or make sudden turns without signaling, innocent people pay the price. If you've been hurt in an accident, our South Plainfield car accident lawyers can help.
You have the right to fair compensation when another driver's carelessness disrupts your life. Our dedicated legal team fights aggressively to recover every dollar you deserve for your injuries and losses. We handle all aspects of your claim so you can focus on healing.
Contact us today for a no-obligation consultation. Let our attorneys stand up for your rights and secure the compensation you need to move forward.
What Compensation You Could Recover After a Car Accident in South Plainfield
Car accident victims often qualify for two types of damages:
- Damages for real costs: These are called economic damages and cover things you can count and show receipts for, like doctor bills, missed workdays, fixing your car, and care you'll need in the future.
- Damages for suffering: These are called non-economic damages and pay for the losses that don't come with price tags, like your pain, sadness, stress, and how the crash changed your daily life. Often, this part can be worth more than your actual bills.
How Insurance Affects Your Compensation
The insurance plans you and the other driver carry have a huge impact on how much compensation you can get. Here's what you need to know:
Your Own Protection (PIP)
In New Jersey, after any crash, you first must ask your own insurance for help with medical bills through your Personal Injury Protection (PIP).
How much help you get depends completely on what you picked when buying insurance—from just $15,000 with cheaper plans up to $250,000 with better ones.
Going After the Other Driver's Insurance
When your own benefits run out or if you're badly hurt, you can ask the other driver's insurance to pay.
The catch? You can only get what their policy allows, even if you need more.
If they only bought $50,000 of coverage, their insurance won't pay a penny more than that—no matter how serious your injuries.
Protection From Drivers With Little or No Insurance
About 1 in 7 New Jersey drivers breaks the law by driving without any insurance. If one hits you, your own special coverage for uninsured drivers becomes crucial.
And if the person who hit you has some insurance but not enough, your underinsured driver coverage helps fill in the gap.
Other Factors That Affect Your Case
It's also important to know that your level of fault in the accident and how bad your injuries are will greatly impact how much compensation you can get.
Remember, insurance companies make money by paying out less. Talk with our South Plainfield car accident lawyers before saying yes to any offer to make sure you're not being shortchanged.
Laws That Influence Your Car Accident Case in South Plainfield
The No-Fault System
New Jersey uses a "no-fault" system. This means no matter who caused the crash, your own insurance pays your medical bills first. The no-fault system sounds simple but creates headaches when your needs go beyond what your policy covers.
Shared Blame Rules
New Jersey follows a modified comparative negligence rule. This means you can get compensation as long as you're not more than 50% responsible for the accident. But your compensation decreases by your percentage of fault.
For example, if a judge determines you are 30% at fault for texting while driving and awards you $100,000, you would receive $70,000 instead of the full amount.
Time Limits
You have just two years from crash day to file a lawsuit. Miss this two-year deadline, and you lose your compensation chance forever, even with perfect proof the crash wasn't your fault.
How Our South Plainfield Car Accident Lawyers Help You Navigate the Legal Process to Recover Compensation
Looking at Your Case
We dig into your crash details, doctor reports, and insurance papers to figure out what your case is truly worth and how to win. If you haven't filed a police report yet, we can help you report it correctly.
Finding Proof
Our South Plainfield car accident lawyers hunt down everything that proves your story:
- Police reports
- Medical files
- What witnesses saw
- Traffic camera videos
- Phone records
- Expert opinions about your injuries and how the crash happened
Dealing With Insurance Company
What you say to insurance companies matters more than you think. We handle all these talks so they can't twist your words or trick you into taking blame that cuts your payment.
Insurance adjusters know every trick to pay less. We push back against their low offers with solid proof and tough talking to get you every dollar you deserve for your injuries.
Checking If You Can Sue
What type of insurance you bought affects your options:
- Full right to sue insurance policy: You can ask for pain and suffering compensation no matter what type of injury you have.
- Limited right to sue insurance policy: You can only ask for pain and suffering compensation if you have certain bad injuries like broken bones or something that won't ever heal right.
We can figure out if your case can go beyond the basic no-fault system to recover maximum damages available.
Taking Your Case to Court If Needed
If they won't offer fair compensation, we're ready to fight in court. We handle all the paperwork and present strong proof that shows the other driver's mistakes and how badly you've been hurt.
Let our auto accident attorneys in South Plainfield, NJ, fight the legal battle while you focus on getting better. We have recovered $1.5 million for car crash victims. Discuss your situation with us.
Why The Law Offices of Harold J. Gerr Could Be the Right Choice for Your Car Crash Case in South Plainfield
When injuries turn your life upside down, your choice of attorney matters. Here's why your neighbors trust us when the stakes are high.
We Know South Plainfield Streets
We have been helping crash victims across South Plainfield for over 40 years. Our team has handled countless cases involving:
- The busy intersections
- The high-speed zones along Durham Avenue
We understand South Plainfield like no one else. The local insight helps us build stronger cases that others simply can't.
We See You, Not Just Your Case
Large law firms often treat clients as files to process. Not here. We learn how your accident has affected your home life, your job, and your future. Every call gets answered by someone who knows your name and your story.
We Stand Up to Insurance Giants
Insurance companies use delay tactics and lowball offers. We've seen their playbook for decades. They know our reputation for pushing back until clients receive fair compensation.
Our Recognition Benefits You
Our standing with the American Association for Justice and Martindale-Hubbell shows our commitment to excellence. Our involvement with the Brain Injury Association gives us a deeper understanding when handling serious trauma cases.
You pay zero fees unless we win. That's our guarantee. Talk to our auto accident attorneys in South Plainfield, NJ, about your situation.
Speak With Our South Plainfield Car Accident Lawyers Today at The Law Offices of Harold J. Gerr Today for a Free Case Review
We know how a crash turns everything upside down. The stack of medical bills, physical hurt, and worry can crush anyone's spirit. While we can't undo what happened, we can take the legal weight off your shoulders and battle for the compensation you need to rebuild your life.
For help from car accident lawyers in South Plainfield, contact The Law Offices of Harold J. Gerr online or call today.
