Auto Accident Attorneys in Somerville, NJ, Ensuring Legal Rights Are Protected in Somerset County and Throughout New Jersey
You might be stopped at a red light when suddenly a distracted driver slams into your vehicle. In seconds, your normal day becomes a nightmare of pain, worry, and confusion. This happens far too often in Somerville, especially near busy intersections like West End Avenue. Our Somerville car accident lawyers have seen how these crashes turn lives upside down.
We stand by your side from day one, fighting to get you compensation for medical costs, vehicle repairs, and other losses. While you heal, we handle the insurance companies and all the complicated legal steps.
Contact us today for a free talk about your rights. Don't face this challenging time alone—let our experienced team help you get back on track.
Key Things to Know About Car Accident Laws in Somerville
No-Fault Insurance System
New Jersey uses a no-fault system for car accidents. This setup means your own insurance pays for your medical care through Personal Injury Protection (PIP), regardless of who caused the crash.
PIP helps cover:
- Doctor visits money
- Lost wages from missing work
- House expenses if your injuries keep you from doing normal tasks
The problem is PIP coverage often runs out too soon. Health costs add up fast, and many people hit their policy limits while still healing. When that happens, you'll need to:
- File a claim against the driver who caused the crash
- Take legal action if their insurance refuses to pay or offers too little
- Use your own uninsured motorist plan if the other driver has no coverage
- Rely on your underinsured motorist protection if their policy is too small
Going to court is only possible if you picked the unlimited right to sue choice on your policy or if you suffered serious injuries such as bone fractures, major scarring, or lasting damage.
Modified Comparative Negligence
New Jersey follows a rule called modified comparative negligence. This means you can still receive compensation even if you played a part in causing the accident, as long as you weren't mostly responsible.
For example, if you have $100,000 in damages, but you were 20% at fault because your turn signal wasn't on, you could still collect $80,000. But once you cross that 50% mark of responsibility, you can't collect any compensation.
Filing Deadlines for Accident Lawsuit
There's a strict time window for seeking justice. In New Jersey, the law gives you just two years from the accident date to file a personal injury lawsuit.
Report Accidents
The law says you must tell police about any crash that hurts someone, causes death, or damages property worth more than $500.
What Kind of Compensation Can You Pursue After a Somerville Car Accident?
The compensation you can recover depends on several factors:
- The seriousness of your injuries: The worst injuries typically bring higher compensation because they mean longer healing times and bigger disruptions to your daily life.
- Your portion of blame: As mentioned earlier, your payment shrinks by the percentage of fault assigned to you.
- Available insurance: Both your policy and the other driver's coverage limits shape what you can collect.
You may qualify for two kinds of compensation:
- Economic damages
- Non-economic damages
- Economic damages cover real costs like hospital bills, missed paychecks, and car fixes.
- Non-economic damages cover damages we can't put a price tag on, like physical pain, mental suffering, and losing the ability to enjoy activities you once loved.
We've assisted New Jersey residents in recovering over $1.5 million in damages. Reach out to discuss your situation with our Somerville car accident lawyers and learn what your case could be worth.
How Our Somerville Car Accident Lawyers Work to Maximize Your Compensation
Securing fair compensation isn't just about filling out forms and waiting. Securing fair compensation demands legal know-how, bargaining power, and staying power:
- Evidence gathering: We collect facts from the accident scene, chat with people who saw what happened, study your medical files, and sometimes bring in specialists who can piece together how the crash occurred.
- Record keeping: We track all your hurts and losses to build a strong case for your claim.
- Paperwork handling: We manage all forms for insurance companies and courts, ensuring everything gets filed properly and on schedule.
- Bargaining power: Our auto accident attorneys in Somerville, NJ, use their 40 years of experience to push back when insurance companies start with tiny offers.
- Filing a lawsuit: If talks break down, we're prepared to bring your case before a judge and jury.
Insurance giants employ teams of lawyers to protect their money. Shouldn't you have someone battling equally hard on your side? Our Somerville car accident lawyers face tough insurance tactics all the time and know exactly how to counter their moves. Discuss your case with us today.
Why Injured Drivers in Somerville Turn to The Law Offices of Harold J. Gerr
When you're hurt in a Somerville crash, finding the right lawyer can help you heal and move forward. Here's why your Somerville neighbors come to us after accidents.
Somerville Knowledge That Makes a Difference
We know the trouble spots where crashes happen most, from the busy County Road 527 to the crowded shopping areas near Market Street. We have good ties with local doctors who provide great care. We've helped many Somerville families get back on their feet after serious crashes.
Your Health and Future Come First
We make this promise to all Somerville people: we seek compensation that helps with both today's bills and tomorrow's needs. You pay us nothing until our auto accident attorneys in Somerville, NJ, win compensation for you.
Decades of Success Fighting for Clients
For over 40 years, we've built strong cases that make insurance companies listen. We get every case ready for trial, which often leads to better settlements. When needed, we bring in experts who help prove your case.
Our standing in the community shows our success:
- Recognized by the Brain Injury Association for helping victims with serious injuries
- Active in the New Jersey Bar Association and local networks
Close By and Ready to Help
As your Somerville car accident lawyer, we're easy to reach:
- Evening meetings for those who work during the day
- Talk to attorneys when you call
Let us guide you toward the compensation you deserve. As your neighbor in Somerville and your loyal helper, we promise to give your case the personal attention it needs. Contact our auto accident attorneys in Somerville, NJ, today.
Reach Out to Our Somerville Car Accident Lawyers at The Law Offices of Harold J. Gerr Today for a Free Case Evaluation
We realize you're going through a rough patch right now. You're coping with injuries, time away from work, growing stacks of bills, and uncertainty about the road ahead.
You shouldn't have to tackle these problems alone.
For help from car accident lawyers in Somerville, contact The Law Offices of Harold J. Gerr online or call today.
