Somerset Car Accident Lawyers

Auto Accident Attorneys in Somerset, NJ, Handling Complex Auto Claims in Somerset County and Throughout New Jersey

You might be driving to the office or anywhere else when suddenly a car zooms past the speed limit and crashes into you. This happens too often in Somerset County, on roads like 527 and Easton Avenue. Now you're hurt, your car is damaged, and bills are piling up while you can't work. Our Somerset car accident lawyers understand what you're going through after a crash.

We fight hard to get you compensation for your injuries, car damage, and pain. You focus on getting better while we handle all the legal work and paperwork.

What You Need to Know About Somerset Car Accident Laws

No-Fault Laws

New Jersey uses a no-fault system for car accidents. This means your own car insurance policy pays for your damages through Personal Injury Protection (PIP), no matter who caused the crash. PIP typically covers medical bills, lost wages, and essential services like housekeeping if you can't do them because of your injuries.

But here's the reality: PIP is often not enough. Medical costs pile up quickly, and policy limits can be reached before you're fully recovered. When that happens, you need to:

File a claim with the at-fault driver's insurance company for additional damages
File a lawsuit if the insurance company denies your claim or offers a settlement that doesn't cover your losses
Use your uninsured motorist coverage if the at-fault driver has no insurance
Tap into your underinsured motorist coverage if the at-fault driver's policy limits are too low

You can only file a lawsuit if you have the unlimited right to sue option on your policy or if you've suffered serious injuries like broken bones, significant scarring, or permanent injury.

Modified Comparative Negligence

New Jersey follows modified comparative negligence rules. This means you can still recover damages even if you were partly at fault for the accident, as long as you weren't more than 50% responsible.

Let's say you suffer $100,000 in damages, but you were 20% at fault because you were slightly speeding. You could still recover $80,000 (your damages minus your percentage of fault). But if you were 51% or more at fault, you can't recover anything.

Time Limit to File Car Accident Lawsuit in Somerset

You don't have forever to take legal action. In New Jersey, you have two years from the date of the accident to file a personal injury lawsuit. Miss this deadline, and you lose your right to compensation, no matter how strong your case might be.

Reporting Requirements

You must report any accident that causes injury, death, or property damage over $500 to the police immediately.

What Compensation You Can Recover for Your Car Accident Case in Somerset

The compensation you can recover depends on several factors:

Severity of your injuries: More serious injuries typically mean higher compensation for longer recovery times and greater impact on your life.
Your level of fault: As explained above, your compensation decreases by your percentage of fault.
Insurance coverage: Both your policy and the at-fault driver's policy limits affect what you can recover.

You may be entitled to both economic and non-economic damages.

Economic damages include measurable losses like medical bills, lost wages, and property damage.
Non-economic damages cover pain and suffering, emotional distress, and loss of enjoyment of life.

Our Somerset car accident lawyers have helped New Jerseyites recover more than $1.5 million in damages. Talk to us about your case and find out what it might be worth.

How Our Somerset Car Accident Lawyers Helps Injured People Recover Compensation

Getting fair compensation isn't as simple as filing a claim and waiting for a check. It's a process that requires legal knowledge, negotiation skills, and persistence:

Investigation: We gather evidence from the crash scene, talk to witnesses, review medical records, and sometimes work with experts.
Documentation: We document all your injuries and losses to build a solid foundation for your claim.
Filing: We handle all paperwork with insurance companies and courts, ensuring everything is filed correctly and on time.
Negotiation: We use our experience to negotiate with insurance companies, who often start with lowball offers.
Litigation: If negotiation doesn't yield a fair result, our Somerset car accident lawyers are ready to take your case to court.

Insurance companies have teams of lawyers protecting their interests. Shouldn't you have someone fighting just as hard for you? Our attorneys deal with aggressive insurance tactics daily and know how to counter them effectively.

Don't face the challenging time alone. Contact our auto accident attorneys in Somerset, NJ, today for a free case evaluation.

Why Choose The Law Offices of Harold J. Gerr for Your Somerset Car Accident Case?

When you're hurt in a crash, having the right lawyer by your side can change your future. See why your fellow neighbors turn to us when they need help.

Deep Roots in Somerset Community

We've lived and worked in Somerset County for years. We know where accidents happen most in Somerset, from the busy Route 22 stretches to the tricky spots near the courthouse downtown. We're friends with local doctors who can help you heal. We've helped many of your neighbors get back on their feet after crashes just like yours.

Your Complete Recovery Is Our Priority

We promise all Somerset clients this: we fight for compensation that helps you both now and in the future. And you don't pay us unless our Somerset car accident lawyers win compensation for you.

Decades of Experience

For over forty years, we've built strong cases that insurance companies take seriously. We get ready for every case as if we're going to trial, which often leads to better compensation offers.

Our reputation comes from results:

Praised by the Brain Injury Association for helping badly hurt victims
Part of the New Jersey Bar Association's local network

Conveniently Located and Ready to Serve

As your Somerset car accident lawyers, we're easy to reach:

Evening meetings for those who can't come during the day
Talk to a real person when you call, no recordings

As your neighbor in Somerset and your dedicated helper, we promise to give your case the care and attention it needs. Talk to our auto accident attorneys in Somerset, NJ, today.

Contact Our Somerset Car Accident Lawyers at The Law Offices of Harold J. Gerr Today for a Free Case Review

We understand you're going through one of the most difficult times in your life. You're dealing with pain, missing work, watching bills pile up, and wondering how you'll get through this.

You don't have to figure it out alone.

For help from car accident lawyers in Somerset, contact The Law Offices of Harold J. Gerr online or call today.

Frequently Asked Questions About Car Accident Claims in Somerset and Throughout New Jersey

Frequently Asked Questions

How much does it cost to hire a car accident lawyer in Somerset?
We work on a contingency fee basis, which means you pay nothing upfront. We only get paid if we win your case, typically taking a percentage of your settlement or court award.
Should I talk to the other driver's insurance company?
We don’t recommend it. Insurance adjusters are trained to get you to say things that could hurt your claim. Let us handle all communication with insurance companies.
What if the accident was partly my fault?
You can still recover damages as long as you were less than 51% responsible for the accident, though your compensation will be reduced by your percentage of fault.

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