Auto Accident Attorneys in Sayreville, NJ, Dedicated to Achieving Successful Resolutions in Middlesex County and Throughout New Jersey
When the other driver runs red lights or uses their phones instead of watching the road, crashes occur. If you've been harmed in a crash, our Sayreville car accident lawyers stand by you to help through this difficult time.
Throughout Sayreville and Middlesex County, these collisions force victims to deal with painful injuries, overwhelming medical bills, and lost wages. You deserve fair compensation when another driver's carelessness causes your suffering. Our dedicated legal team knows how to maximize your recovery for all your damages.
Contact us today for your no-cost consultation, and allow our attorneys to fight for the justice and compensation you need to move forward.
What Damages Can You Recover for a Car Accident in Sayreville?
New Jersey law allows you to recover compensation for various losses, categorized as:
- Economic losses: Economic losses are the tangible costs resulting from the accident.
- Non-economic losses: Non-economic losses address the intangible impacts of the accident on your life.
Compensation for Economic Losses
After an accident, you may be able to recover compensation for:
- All your medical bills, including emergency care, hospital stays, and follow-up appointments
- The income you've lost due to being unable to work, both now and in the future.
- The cost to repair or replace your damaged vehicle.
- Any transportation expenses you've incurred while your car is being fixed.
Compensation for Non-Economic Losses
The impact of a car accident goes beyond just dollars. You may also be entitled to compensation for:
- The emotional distress, anxiety, and psychological impact of the accident.
- The ways your injuries have negatively affected your daily life and overall well-being.
- Compensation for any permanent disabilities or disfigurement you may have suffered.
How is Your Compensation Amount Determined?
Several key factors will influence the amount of compensation you can recover:
- Fault in the Accident: New Jersey follows a comparative negligence rule. If you are found to be partially responsible for the crash, your compensation will be reduced by your percentage of fault.
- Insurance Coverage Limits: The amount of available insurance from your own policy and the at-fault driver's policy will significantly impact your potential recovery.
- Severity of Your Injuries: Generally, more severe injuries that require extensive medical treatment and a longer recovery period will justify higher compensation.
Exploring Your Legal Options for Compensation in Sayreville
Most New Jersey drivers have standard insurance, which gives them four primary ways to pursue damages:
Your PIP Coverage
Your insurance covers medical costs right away, regardless of who caused the crash. PIP pays for:
- Doctor and hospital bills
- Physical therapy sessions
- Some of your lost wages (up to 75%)
- Help with chores and tasks you can't do while hurt
The At-Fault Driver's Liability Coverage
PIP covers damages to a very limited extent. To recover full damages, you need to file your claim with the at-fault driver’s insurance company. Their insurance can pay for:
- Your pain and suffering
- Medical bills beyond what your insurance covers
- Damage to your car
Your Underinsured Motorist Coverage
If the at-fault driver has insufficient insurance to cover your all damages, your underinsured motorist protection coverage can help bridge that gap and provide additional compensation.
Your Uninsured Motorist Protection
If you're hit by someone with no insurance, or in a hit-and-run, your uninsured motorist coverage helps cover your costs.
Our Sayreville car accident lawyers have secured over $1.5 million in compensation for New Jersey accident victims. Want to know exactly what your Sayreville accident claim is worth? Contact us today for a free consultation to discuss your specific situation.
Sayreville Car Accident Laws That Impact Your Claim
Negligence Rule
In Sayreville, you can still get compensation even if you made a mistake that helped cause the crash. As long as you were not more than 50% at fault, you can still get compensation. But your compensation amount will be reduced based on how much you were to blame.
For example, you forgot to turn on your headlights at dusk when another car backed into you from a parking spot. If the court says the other driver was 80% wrong and you were 20% wrong, and you had $5,000 in car damage, you would get $4,000 (your costs minus your 20% share of blame).
Time Limits You Need to Know
From the day of your crash, the clock starts ticking. You have only two years to start a lawsuit for your injuries in Sayreville. After that time runs out, the courthouse doors close to your case forever.
Talk about your situation with our auto accident attorneys in Sayreville, NJ, now. The longer you wait, the harder it can be to get the compensation you need.
How Our Sayreville Car Accident Lawyers Guide You Through the Process to Recover Compensation
Reviewing Your Case
We work like detectives to understand exactly what happened. We study all parts of your accident, including police reports, what witnesses saw, and photos of the crash scene. If you haven't reported the accident yet, we'll help you handle it properly.
Making Insurance Pay Their Fair Share
The insurance world has its own language and rules. We speak this language and know these rules. We make sure your claim has all the right proof, from doctor bills to lost work pay. Insurance companies don't like paying, but we know how to make them do what's right.
Understanding Your Legal Choices
Your car insurance in New Jersey came with an important choice you made:
- Either you can sue for pain and suffering for any injury
- Or you can only sue for pain and suffering if you have very serious injuries like broken bones or scars
We look at your policy and your injuries to find your best path forward.
Gathering Proof That Wins Cases
Strong cases are built on solid facts. We collect:
- Every detail from the police report
- Fresh memories from people who saw what happened
- Medical records that link your injuries to the crash
- Doctors who can explain what care you'll need in the future
Fighting in Court When Needed
Most cases settle without going to court, but sometimes a trial is needed to get fair compensation. If insurance companies won't be reasonable, we're ready to present your case to a judge and jury. Our Sayreville car accident lawyers handle all the court papers and rules, and show how your injuries have affected your daily life.
Contact us to discuss your injuries.
Why Sayreville Car Crash Victims Rely on the Law Offices of Harold J. Gerr to Recover Compensation
We Take Away Your Stress
Let's be honest – dealing with insurance companies is a nightmare. They call at all hours. They ask tricky questions. They try to get you to say things that hurt your case. When you work with us, they talk to us instead. We handle all the paperwork, phone calls, and headaches so you can focus on feeling better.
We Find What Others Miss
Many lawyers just look at police reports and call it a day. We dig deeper. Was the road in bad shape? Did traffic lights work right? Were there past accidents in the same spot? Our team knows Sayreville roads and looks for every detail that might help your case.
We Build Winning Cases
Insurance companies know our name, and that matters. When they see we're handling your case, they know we come prepared. We build each case ready for trial—even though most settle before court. Our careful work often leads to better offers.
We Stand By You From Start To Finish
Some firms pass clients around from person to person. With us, you work with the same team throughout your case. We answer your calls promptly. We explain things in plain English. We give you regular updates. And we're always honest about where your case stands.
Your Recovery Comes First
We don't just fight for what you need today—we make sure your settlement covers your future needs too.
And money shouldn't stop you from getting help. You pay nothing unless we win compensation for you. Talk about your case with our auto accident attorneys in Sayreville, NJ.
Reach Out to Our Sayreville Car Accident Lawyers at The Law Offices of Harold J. Gerr Today for a Free Case Evaluation
When a car accident disrupts your life in Sayreville, the road to recovery can seem endless—juggling medical treatments, managing without your vehicle, and watching financial pressure mount while you're sidelined from work.
Let us help lighten your load.
For help from car accident lawyers in Sayreville, contact The Law Offices of Harold J. Gerr online or call today.
