Auto Accident Attorneys in Perth Amboy, NJ, Committed to Helping Accident Victims in Middlesex County and Throughout New Jersey
When drivers speed through intersections or text behind the wheel, innocent people get hurt. If you've been injured in a crash, our Perth Amboy car accident lawyers are ready to stand by your side.
We fight aggressively for every dollar you're entitled to. We take on the insurance companies directly so you can concentrate on your recovery.
Contact us today for a no-cost case evaluation. Let our experienced attorneys help you rebuild your life after a car accident.
What Kind of Compensation Can You Recover for a Car Accident in Perth Amboy?
The law says you can get compensation for two kinds of damages: economic and non-economic.
Economic damages pay your actual costs, including:
- Your doctor and hospital bills
- Fixing your car or getting a new one if yours is totaled
- Paychecks you missed
Non-economic damages compensate for the pain you suffered, such as:
- Physical pain you feel every day
- Stress and worry that keep you up at night
- How your life has changed because of lasting injuries
The amount of compensation you can recover depends on a few things. It matters who was at fault in the crash, and yes, you can still get compensation even if you were partly to blame. It depends on how much insurance coverage is available. And it's based on how serious your injuries are.
Our Perth Amboy car accident lawyers have won over $1.5 million for crash victims across New Jersey. Contact us, and we can talk about what your specific case might be worth.
Your Options to Pursue Compensation After a Crash in Perth Amboy
Your Own Insurance
First, your own insurance has something called Personal Injury Protection (PIP). PIP pays quickly for your basic needs right after the crash. PIP covers your doctor visits and treatment. PIP pays for some of your missed work. PIP can even help with daily tasks you can't do while you're hurt, like housework.
The Other Driver's Insurance
When someone else caused your crash, their insurance should pay for things your PIP doesn't cover. This includes compensation for:
- Pain and suffering
- Medical bills that go beyond what your PIP covers
- Fixing your car
That’s why file your claim with the at-fault driver’s insurance company.
Your Extra Coverage for Underinsured Drivers
Sometimes the person who hits you doesn't have enough insurance to cover all your costs. That's when your underinsured motorist coverage becomes important. If you have underinsured coverage, it steps in to make up the difference when the other driver's insurance isn't enough.
Your Uninsured Drivers Coverage
What if you're hit by someone with no insurance at all? Or what if someone crashes into you and then drives away? In these cases, your uninsured motorist coverage becomes your safety net. It works almost like the other driver had insurance, even when they don't.
Perth Amboy Car Crash Laws You Must Know
The 50% Comparative Negligence Rule
Here's something many people don't know—you can still get compensation even if you were partly to blame for the crash. Your compensation just gets reduced by your share of the blame.
However, your level of fault must not exceed more than 50%. Otherwise, the law will bar you from recovering any compensation.
For instance, if someone runs a stop sign but you were speeding, you might both share some blame. If you were 25% at fault and your damages total $20,000, you would get $15,000 (reduced by your 25% share of the blame).
Two-Year Time Limit to File a Lawsuit
From the day of your crash, you have exactly two years to file a lawsuit. Two years might sound like a long time, but it goes by quickly when you're dealing with injuries. If you wait too long and miss this two-year deadline, you lose your chance to get compensation forever.
That's why the sooner we start working on your case, the stronger it will be. Discuss your case with our Perth Amboy car accident lawyers today.
How Our Perth Amboy Car Accident Lawyers Help Crash Victims Recover Full Compensation
First Steps After Your Crash
After you're in a crash, there's a lot to handle right away. We step in and take care of everything.
We make sure your crash gets reported properly. We gather all the evidence before it disappears. We take photos of the crash scene and your injuries.
Handling Your Insurance Claims
Insurance companies don't make money by paying claims. They know lots of ways to pay you less than you deserve.
They might twist your words from a recorded statement. They often delay payments, hoping you'll give up. They'll make you a quick, low offer when you're desperate. We know all their tricks, and we won't let them take advantage of you.
Checking Your Legal Options
When you bought your car insurance in New Jersey, you had choices that affect your case now.
If you have a basic policy, you can only sue for very serious injuries. If you have a standard policy, you have more rights to get compensation for pain and suffering. We look at your policy and explain exactly what it means for your case.
Building Your Evidence File
To win your case, we need good evidence.
We get copies of the police report that was filed after your crash. We collect all your medical records that show your injuries. We talk to witnesses who saw what happened. We gather photos and videos of the crash scene and your injuries.
All of these pieces of evidence help us show exactly how the crash has changed your life. The stronger our evidence, the better your chances of getting paid what you deserve.
Court Representation When Needed
Most car crash cases settle without going to court. But sometimes, insurance companies just won't be fair. If that happens in your case, we're always ready to take them to court. Our auto accident attorneys in Perth Amboy, NJ, can file a lawsuit and bring your case before a judge and jury if that's what it takes to get you the compensation you deserve.
Discuss your car crash case with us.
Why The Law Offices of Harold J. Gerr Could Be the Right Choice for Your Perth Amboy Case
We fight for the compensation you need now and in the future. We handle all the legal stress so you can focus on getting better. You pay nothing until we win your case. When pushy insurance companies call, they talk to us instead of bothering you.
A Winning Approach That Gets Results
In our 40+ years of work, we've built a strong system for handling Perth Amboy car accident cases. We look into every detail, often finding proof that others miss. By getting each case ready as if it will go to court, we often get better deals without ever stepping into a courtroom.
Experience You Can Trust
Our reputation comes from real results for real people in Perth Amboy. Our lawyers are active in the New Jersey State Bar Association and know our state's laws inside and out. This helps us beat insurance company tricks. The Brain Injury Association has honored our work for helping badly hurt victims.
Clear Updates Every Step of the Way
We know being left in the dark adds to your stress. That's why we give you regular updates on your case. We answer your questions within hours. We talk openly about both the strong points and challenges in your case, so you always know where things stand.
The days after an accident can feel scary and confusing. With us by your side, your way forward becomes clear. Let us help you get the justice and compensation you deserve. Talk to our auto accident attorneys in Perth Amboy, NJ.
Reach Out to Our Perth Amboy Car Accident Lawyers at The Law Offices of Harold J. Gerr Today for a Free Case Evaluation
After a crash, the stress can feel overwhelming. You're trying to keep up with medical appointments. Insurance companies send piles of confusing paperwork. It's just too much to handle alone when you're already hurting and worried.
That's why we want to help. Your first meeting with us is completely free.
For help from car accident lawyers in Perth Amboy, contact The Law Offices of Harold J. Gerr online or call today.
