Auto Accident Attorneys in Old Bridge, NJ, Specializing in Auto Injury Litigation in Middlesex County and Throughout New Jersey
Every day distracted drivers look down at their phones instead of the road ahead and cause crashes. If you've been hurt in a car crash, our Old Bridge car accident lawyers are here to help.
You shouldn't have to pay for someone else's careless driving. Our experienced legal team can help you recover maximum compensation. We handle the insurance companies while you focus on healing.
Contact us today for a free consultation. Let us fight for the justice and compensation you deserve.
How Much Compensation Can You Recover for Your Car Accident in Old Bridge
New Jersey law recognizes your loss and allows you to pursue two types of damages: economic and non-economic.
Economic damages cover the actual money you've lost or will lose:
- Medical bills, such as hospital stays, surgeries, and physical therapy
- Lost wages when you couldn't work
- Future lost income if you can't return to your job
- Property damage to your vehicle
Non-economic damages address the human cost of your accident:
- Physical pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Permanent disability or disfigurement
How much compensation you can actually recover depends on three key factors:
- Your level of fault: New Jersey uses modified comparative negligence, which means your compensation drops by your percentage of fault.
- Available insurance coverage: Both your policy and the at-fault driver's policy limits matter.
- Injury severity: More serious injuries generally warrant higher compensation.
Don't guess what your case is worth. Our Old Bridge car accident lawyers have recovered over $1.5 million in compensation for people throughout New Jersey. Contact us today to discuss your specific situation.
Several Avenues to Recover Compensation in Old Bridge
Most New Jerseyites carry standard insurance coverage, which provides several paths to compensation after a crash:
Personal Injury Protection (PIP)
Your own insurance (PIP) covers immediate medical expenses regardless of who caused the accident. PIP typically covers:
- Medical treatments and surgeries
- Lost wages up to 75%
- Essential services you can't perform due to injury
Third-Party Liability Claims
When someone else caused your crash, you can file a claim with their insurance for damages that PIP doesn't cover:
- Pain and suffering
- Full lost wages
- Medical expenses beyond your PIP limits
- Property damage
Underinsured Motorist Coverage
What happens when the at-fault driver has insurance, but not enough? Your underinsured motorist coverage kicks in to bridge the gap, covering the damages.
Uninsured Motorist Coverage
If you're hit by someone with no insurance at all or they ran away, your uninsured motorist coverage becomes crucial. Your uninsured motorist coverage steps in to provide compensation as if the at-fault driver had minimum coverage.
Laws Applicable to Car Crashes in Old Bridge
No-Fault Laws
New Jersey operates under a no-fault system, meaning your own PIP coverage pays your certain damages regardless of who caused the accident. This system aims to provide quick medical coverage without waiting for fault determination.
Modified Comparative Negligence
New Jersey follows the 50% comparative negligence rule. It means you can recover damages as long as you're not more than 50% responsible for the accident. But your compensation decreases by your percentage of fault.
For instance, Lisa was driving slightly over the speed limit when John ran a stop sign and hit her car. The insurance company determines John was 80% at fault, but Lisa was 20% at fault due to speeding. If Lisa's total damages were $100,000, she would receive $80,000 (reduced by her 20% fault).
Statute of Limitations
The clock starts ticking from the moment your accident occurred. You have just two years to file a lawsuit for personal injuries. Miss this two-year deadline, and you lose your right to compensation forever.
Don't wait until it's too late. Discuss your case with our auto accident attorneys in Old Bridge, NJ, as soon as possible.
How Our Old Bridge Car Accident Lawyers Can Help You Recover Compensation
Review Your Case and Report the Accident
We examine every detail of your accident, including the police report, witness statements, and crash scene photos. If you haven't reported the accident yet, we can handle that process properly to avoid future complications.
File a PIP Claim with Your Insurance
Navigating PIP claims can be tricky. We can help you submit complete documentation, including medical bills, proof of lost income, and the police report, to maximize your benefits. We know exactly what insurance companies look for—and what they try to deny.
Assess Eligibility to File a Lawsuit
New Jersey gives you two options when purchasing auto insurance:
- Unlimited right to sue: You can pursue compensation for pain and suffering regardless of injury severity.
- Limited right to sue: You can only sue for pain and suffering if you've suffered permanent injuries like significant scarring, displaced fractures, or loss of a body part.
We review your policy and injuries to determine your options under either scenario.
Gathering Crucial Evidence
Strong cases are built on solid evidence. We collect:
- Detailed accident reports
- Witness statements before memories fade
- Traffic camera footage
- Vehicle damage assessments
- Medical records linking injuries to the accident
Negotiate with Insurance Companies
Insurance adjusters use every trick to minimize your payout:
- Pressuring you to accept quick, lowball offers
- Requesting unnecessary documentation
- Deliberately delaying your claim
- Using your statements against you
We've seen all these tactics before. Our Old Bridge car accident lawyers handle all communication with insurers, present your case effectively, and fight for fair compensation.
Representing You in Court if Necessary
While most cases settle out of court, sometimes a trial is necessary to get fair compensation. If insurance companies won't negotiate fairly, we're fully prepared to take your case before a judge and jury. Our auto accident attorneys in Old Bridge, NJ, handle the complex filing requirements, court procedures, and present compelling arguments that highlight the full impact of your injuries.
Discuss your car accident with us.
Why The Law Offices of Harold J. Gerr Should Be Your First Call After a Car Accident in Old Bridge
After a car accident in Old Bridge, you need someone who truly understands what you're going through. As your attorneys, we bring over 40 years of experience fighting for people just like you.
Your Recovery Is Our Priority
We focus on securing compensation that addresses both your immediate and long-term needs. While you concentrate on healing, we handle all legal complexities. There are no upfront costs—you pay nothing until we win your case. When insurance adjusters try to contact you with confusing questions, we step in as your shield and advocate.
A Proven Approach Refined Over Decades
Through four decades of legal practice, we've developed effective strategies. Our thorough investigations often uncover critical evidence that others miss, such as local traffic patterns and municipal road hazards unique to Old Bridge. By preparing each case as if it will go to trial, we position ourselves to negotiate from strength, frequently securing optimal settlements without court proceedings.
Experience That Delivers Results
Our reputation is built on results. The Brain Injury Association has recognized our work, giving us particular insight into traumatic injury claims that general practitioners often lack. Our Martindale-Hubbell high rating for ethical standards and legal ability reflects our commitment to both vigorous representation and transparent client relationships.
Clear, Consistent Communication
We know that uncertainty only compounds your stress. That's why we commit to regular updates on your case status. Your questions receive responses within hours, and we explain legal matters in straightforward language, not confusing terminology. We discuss both the strengths and challenges of your case openly, ensuring you're never left wondering about your situation or our strategy.
With our guidance, your path forward becomes clear. Let us help you secure the justice and compensation you deserve. Talk to us today to discuss your Old Bridge car accident case.
Contact Our Old Bridge Car Accident Lawyers at The Law Offices of Harold J. Gerr Today for a Free Case Consultation
Life after a car accident is tough enough without fighting insurance companies alone. Medical appointments, vehicle repairs, and worrying about paying bills while you can't work—it's overwhelming.
We understand this difficult time. That's why we offer free consultations and work on a contingency basis—you pay nothing unless we win your case.
For help from car accident lawyers in Old Bridge, contact The Law Offices of Harold J. Gerr online or call today.
