Auto Accident Attorneys in North Brunswick, NJ, Providing Strategic Legal Advocacy in Middlesex County and Throughout New Jersey
Did the other driver run a red light and smash into your car? Now you're hurt and your car is wrecked. Our North Brunswick car accident lawyers see how quickly life falls apart when crashes occur.
North Brunswick is full of dangers with big trucks on Route 130. After a crash, you're stuck with pain, bills, and no way to work. We've helped many local families get compensation to cover their expenses and losses when accidents turn their world upside down.
Need a fighter in your corner? Contact us today for a free talk about how we can help you get the compensation to put your life back together.
Recoverable Damages After a Car Accident in North Brunswick
After a car crash in North Brunswick, you may be able to seek compensation for various losses. New Jersey law recognizes two main categories of damages: economic and non-economic.
Economic Damages: Addressing Your Financial Losses
Economic damages are intended to cover the monetary expenses you've incurred due to the crash. Economic damages can include:
- Medical expenses, including doctor bills, hospital stays, and future healthcare costs.
- Lost income, encompassing past wages and potential future earnings lost due to your injuries and recovery.
- Vehicle damage repair costs or the fair market value if your vehicle was totaled.
- Reasonable travel expenses incurred for medical appointments.
Non-Economic Damages: Recognizing Intangible Losses
Non-economic damages aim to compensate you for the subjective, non-financial losses you've experienced:
- Physical pain and suffering caused by your injuries.
- Emotional distress, including feelings of upset, fear, anxiety, or depression.
- Loss of enjoyment of life, referring to the inability to participate in hobbies and activities you once enjoyed.
Navigating the Process to Recover Compensation After a Car Crash in North Brunswick
Our state operates under a "no-fault" system, which means your Personal Injury Protection (PIP) insurance is typically the first step.
- File a claim with your own insurance (PIP): Regardless of who caused the crash, your PIP coverage will pay for your initial medical treatment. Depending on your policy, PIP can also help with a portion of your lost wages and the cost of essential home assistance during your recovery.
- Pursue the at-fault driver's insurance: If your losses exceed your PIP coverage limits, or if you are seeking compensation for non-economic damages like pain and suffering, you will need to pursue a claim against the other driver's insurance company.
- File a claim under uninsured motorist coverage: If the driver who caused the accident was uninsured, your own uninsured motorist coverage can step in to cover your losses.
- File a claim under underinsured motorist coverage: If the at-fault driver had insurance, but their coverage limits are insufficient to fully compensate you for your damages, your underinsured motorist coverage can provide additional protection.
- Consider Legal Action: If negotiations with the insurance companies don't result in a fair settlement, filing a lawsuit may be necessary. However, your ability to sue for pain and suffering depends on the right to sue option you selected when purchasing your insurance policy:
Unlimited right to sue allows you to file a lawsuit for any injuries, regardless of their severity.
Limited right to sue permits you to sue only if your injuries meet a certain legal threshold of "severe," such as permanent disability or significant disfigurement. We can advise you on whether your injuries meet this threshold.
Our experienced North Brunswick car accident lawyers have a proven track record, having recovered over $1.5 million in total for accident victims. Contact us today to discuss your case.
Crucial Laws That Come Into Play in North Brunswick Car Accident Cases
Comparative Negligence
New Jersey follows a shared fault system. This means that if you are found to be partially responsible for the car crash, the total amount of compensation you can recover will be reduced by your percentage of fault. If you are determined to be more than 50% at fault, you are legally barred from recovering any compensation.
For example, consider James, who was slightly speeding when Kathy ran a stop sign and their vehicles collided. If the court determines Kathy was 85% responsible for the crash and James was 15% responsible, and James's total damages are assessed at $100,000, he would receive $85,000.
Statute of Limitations
In North Brunswick, you have a limited time to take legal action. Under the statute of limitations, you generally have only two years from the date of your car crash to file a lawsuit. Failing to file within this 2-year period typically prevents you from pursuing any legal claim for your injuries and damages.
How Our North Brunswick Car Accident Lawyers Fight for Your Maximum Compensation
From day one, we take charge of your case. We investigate what caused your crash, talk to everyone who witnessed it, and collect all relevant reports and records. We work closely with medical experts to fully understand your injuries and what they mean for your future.
Insurance companies don't make things easy. They use pressure tactics and confusing language to reduce what they pay. We protect you from their strategies by handling all their calls and messages. We carefully calculate what your case is truly worth and fight until they offer a fair amount.
Proving fault is critical to winning your case. We gather solid evidence about the other driver's mistakes, such as driving while distracted, speeding, or changing lanes without looking. Then we show the clear connection between their careless actions and your specific injuries.
Your settlement should reflect all your losses, not just what's obvious. This includes current and future medical expenses, wages lost while you couldn't work, physical pain and emotional distress, and any help you need during recovery.
Don't settle for less than you deserve. Discuss your case with us today. Our auto accident attorneys in North Brunswick, NJ, have helped countless residents get fair compensation after crashes.
Why North Brunswick Residents Turn to The Law Offices of Harold J. Gerr After a Crash
After a crash in North Brunswick, you need a lawyer who understands our community and truly cares about helping you recover. We promise to fight hard for you during this difficult time.
Personal Attention That Makes a Difference
As your North Brunswick car accident lawyers, we:
- Hear your story and how the crash has upset your daily life
- Treat you like a neighbor, not a number in our system
- Explain what's happening with your case in clear, simple terms
Experience You Can Trust
For over 40 years, we've helped crash victims in North Brunswick get the compensation they deserve. We know the tactics insurance companies use against local residents and how to beat them at their own game. We work with trusted doctors in our area who can help you heal properly.
Deep North Brunswick Knowledge That Matters
We know our township traffic patterns well, from the busy Route 1 corridor to the congestion near High School. We understand how local road construction and development have affected driving conditions. We know the courts that handle these accident cases and what evidence works best here. When insurance companies try to dismiss your claim, our local knowledge gives you a real edge.
Recognition That Matters
Our work has earned respect in the legal field:
- Named to The National Trial Lawyer: Top 100
- Member of the American Association for Justice
- Active in the Brain Injury Association to better serve clients with brain injuries
Our firm provides advantages others can't:
- The caring approach of a local lawyer who knows your community
- The power to stand up to big insurance companies
- A team focused on getting you maximum compensation for your injuries
Talk to us about your case. Let our auto accident attorneys in North Brunswick, NJ, handle the legal stress while you focus on getting better.
Contact Our North Brunswick Car Accident Lawyers at The Law Offices of Harold J. Gerr Today for a Free Case Consultation
We've helped hundreds of North Brunswick residents just like you. We know the worry you feel about mounting bills. We understand your frustration when insurance companies offer too little.
And we know how to help you turn things around.
For help from car accident lawyers in North Brunswick, contact The Law Offices of Harold J. Gerr online or call today.
