Auto Accident Attorneys in Middlesex, NJ, Advocating for Full and Fair Settlements in Middlesex County and Throughout New Jersey
An impaired driver might have swerved across Lincoln Boulevard. Even though you did everything you could, the crash still happened. Now you’re hurt, and the bills are piling up. Our Middlesex car accident lawyers step in when these dangerous mistakes wreck your daily life.
Middlesex Borough's position near Route 28 and the heavy traffic on Bound Brook Road create perfect conditions for crashes. When the other driver makes poor choices on these busy streets, innocent people suffer. Our team has a strong record of helping Middlesex families receive full compensation for their injuries, vehicle damage, and emotional distress.
Feeling overwhelmed? Contact us today for a free talk about your case and learn how we can fight for what you deserve.
What Types of Compensation Are Available After a Car Accident in Middlesex?
You are legally entitled to recover two types of damages in New Jersey: economic and non-economic.
Economic Losses You Can Document
Your accident likely created a trail of bills and expenses. These tangible financial losses are generally easier to document:
- Hospital stays and doctor visits (both current and future)
- Income lost while you recover
- Car repairs or replacement
- Physical therapy and rehabilitation
- Travel expenses for medical treatment
The law allows you to seek compensation for the reasonable and necessary expenses you have incurred as a result of the accident.
Non-Economic Losses Beyond Receipts
Some of your most significant losses won't come with price tags. These intangible harms can have a profound impact on your life:
- Daily pain that changes how you live
- Emotional trauma and anxiety
- Activities and experiences you can no longer enjoy
- Permanent limitations or visible scars
Therefore, New Jersey law acknowledges these losses and provides a pathway to seek compensation for these intangible harms.
Your Roadmap to Fair Compensation in Middlesex
Recovering compensation you deserve involves several paths:
- Begin with your personal injury protection (PIP) coverage: New Jersey follows a no-fault system, which means your own policy covers initial medical expenses regardless of who caused the accident. Depending on your policy choice, PIP could range from $15,000 to $250,000.
- Look beyond PIP when necessary: For serious injuries or when PIP limits are reached, you may need to pursue the at-fault driver's insurance, especially for pain and suffering damages.
- Activate your safety nets if needed: If you're hit by an uninsured driver, your own uninsured motorist coverage covers your damages. Similarly, underinsured motorist coverage helps when the at-fault driver's policy limits fall short of covering your total losses.
- Consider legal action when insurance falls short: When insurance companies deny fair compensation, a lawsuit may be necessary. Your lawsuit options depend on whether you selected the limited right to sue or the unlimited right to sue option at the time of purchasing the policy.
If you selected limited right to sue, you can only file your lawsuit if you sustain severe injuries, such as fractured bones, fetal loss, or significant disfigurement.
If you selected an unlimited right to sue, you can file your lawsuit for your minor injuries also.
The Law Offices of Harold J. Gerr has secured over $1.5 million for Middlesex accident victims facing similar challenges. We know how to maximize your compensation when insurance companies try to minimize your claim. Talk to our Middlesex car accident lawyers today to discuss your situation.
Laws That Affect Your Car Accident Claim in Middlesex
The No-Fault Framework
While New Jersey's no-fault system ensures immediate medical coverage, it also creates hurdles for pursuing full compensation. Our attorneys know when and how your case qualifies to step outside these limitations to seek additional damages.
Shared Responsibility Rules
Under New Jersey's modified comparative negligence rule, your compensation decreases by your percentage of fault in the accident. However, if you're more than 50% at fault, you cannot recover compensation—which is why having skilled legal representation matters.
For example, if you're found 20% responsible and have $100,000 in damages, you would receive $80,000.
Time Restrictions
You have just two years from your accident date to file a lawsuit in Middlesex. Missing this two-year deadline typically means losing your right to compensation permanently.
How Our Middlesex Car Accident Lawyers Can Help You Get the Compensation You Deserve
While you focus on healing, we handle everything else:
We Build Your Case From The Ground Up
- We conduct thorough accident investigations.
- We preserve time-sensitive evidence before they vanish.
- We interview witnesses while memories are fresh.
- We secure official documentation (police reports, medical records).
- We consult medical specialists to understand your future needs.
We Level the Playing Field With Insurance Companies
- We recognize and counter common tactics designed to reduce your settlement.
- We manage all communications to protect your interests.
We Help You Establish Their Liability
Our approach to prove their negligence includes:
- We document precisely how the other driver failed to drive safely—whether by running a red light or driving while impaired.
- We create a clear connection between their actions and your specific injuries using medical evidence and expert testimony.
- We present the full scope of your losses beyond immediate medical bills. Our presentation uses medical expert testimony and comprehensive documentation to show the true value of what you've lost.
Don't navigate this complex process alone. The Law Offices of Harold J. Gerr has recovered millions for Middlesex residents by standing firm against insurance tactics. Your job is to heal; ours is to handle everything else. Discuss your case with our Middlesex car accident lawyers.
Why Injured Drivers in Middlesex Turn to The Law Offices of Harold J. Gerr
For over 40 years, we've been helping neighbors put the pieces back together.
A Team of Lawyers Who Know Your Streets
From dangerous blind spots on Route 28 to the busy school zones on Bound Brook Road, we know where accidents happen in Middlesex and why. This local knowledge helps us build stronger cases for you.
No Assistants
When you call our office, you talk to an attorney, not a case manager or assistant. Your questions get answered by the lawyer actually handling your case.
A Different Kind of Law Firm
Many lawyers treat car crashes like an assembly line. Not here. Our auto accident attorneys in Middlesex, NJ, take fewer cases so we can focus more on each client. Our approach means:
- More time spent understanding how your injury affects your specific situation
- Direct updates from us about your case progress
- Personalized strategies based on your unique needs
- Local medical referrals to doctors who genuinely care
Insurance companies know our reputation. When they see our name on your case, they understand we’re prepared to go to court if they won't offer fair payment. Our work has earned recognition from:
- The National Trial Lawyer: Top 100
- The American Association for Justice
- The Brain Injury Association
Talk to our auto accident attorneys in Middlesex, NJ, for free about your case today. In accidents, evidence disappears quickly—don't wait to get help.
Speak With Our Middlesex Car Accident Lawyers Today at The Law Offices of Harold J. Gerr Today for a Free Case Evaluation
We've guided countless Middlesex residents from the chaos of an accident to the compensation they deserve. We've listened as they worried about paying medical bills. We've supported them when insurance offers fell short.
And we've helped them move forward with the resources they need.
For help from car accident lawyers in Middlesex, contact The Law Offices of Harold J. Gerr online or call today.
