Auto Accident Attorneys in Carteret, NJ, Providing Dedicated Legal Support in Middlesex County and Throughout New Jersey
You might be merging onto the Turnpike when the other driver, racing to meet a deadline, cuts you off without warning. Your car spins. This happens too often in Carteret, especially on busy roads like Roosevelt Avenue. Our Carteret car accident lawyers know how these sudden crashes can shatter your life.
We push hard to win you fair compensation for hospital bills, missed paychecks, and other losses. You can focus on healing while we tackle the tough talks with insurance companies and handle the legal process.
Contact us today for a free talk about your situation. Let our team fight for what you deserve during this difficult time.
What You Should Understand About Car Accident Laws in Carteret
No-Fault Insurance System
After a car crash in Carteret, your own insurance pays first. This is New Jersey's no-fault system. Your Personal Injury Protection (PIP) covers your medical bills, some lost wages, and help around the house if you're injured—no matter who caused the accident.
But here's the problem: PIP coverage often runs out too quickly. When medical bills keep coming but your PIP is exhausted, you still have options:
- Pursue the at-fault driver's insurance for additional damages.
- Sue if their insurance won't pay enough.
- Use your uninsured motorist coverage if they have no insurance.
- Turn to your underinsured motorist coverage if their policy is too small.
Remember: You can only sue another driver if:
- You chose the unlimited right to sue option on your policy
- You have major injuries like broken bones, bad scars, or permanent damage
Negligence Rule
What if both drivers made mistakes? Carteret follows modified comparative negligence rule, which means:
- You can still receive compensation even if you were partly responsible.
- Your payment gets reduced by your percentage of fault.
- If you were more than 50% at fault, you cannot recover anything.
For example, if you were 40% at fault and had $100,000 in damages, you'd get $60,000.
Time Limit to File Your Car Accident Lawsuit in Carteret
After an accident, you have exactly two years from the crash date to file a lawsuit for injuries.
Reporting Requirements
In Carteret, you must report any accident with injuries, deaths, or more than $500 in damage right away.
Damages You May Be Eligible to Recover After a Carteret Car Accident
What damages you can recover depends on three factors:
- How bad your injuries are
- Your share of fault in the crash
- Available insurance coverage
The law entitles you to compensation for both types of damages: economic and non-economic.
Economic damages cover:
- Medical bills
- Lost wages
- Car repairs
Non-economic damages compensate for:
- Pain and suffering
- Emotional distress
- Reduced quality of life
We've helped New Jersey residents recover more than $1.5 million after car accidents. Contact our Carteret car accident lawyers to learn what your accident case might be worth.
How Our Carteret Car Accident Lawyers Support Your Fight for Fair Compensation
After a crash, getting the compensation you need isn't just about making a phone call to insurance. Recovering the compensation takes know-how, tough talking, and not giving up. Here’s how we assist:
- Finding the evidence to prove their negligence: We collect proof from where the crash happened, speak with people who saw it, look at your medical files, and sometimes bring in experts who can show how the crash occurred.
- Tracking your losses: We carefully list all your injuries and costs to make your claim accurate.
- Helping with paperwork: We take care of all forms for insurance companies and courts, making sure everything is done right and on time.
- Standing up to insurance: We use our 40 years of experience to push back when insurance companies try to pay you less than you deserve.
- Going to court: If talking doesn't work, we're ready to fight for you in front of a judge.
Insurance companies have many lawyers working to save them money. Shouldn't you have someone fighting just as hard for you? Our auto accident attorneys in Carteret, NJ, deal with tough insurance tactics every day and know how to beat them.
Don't handle this difficult time by yourself. Contact us today to talk about your case for free.
Why Carteret Residents Trust The Law Offices of Harold J. Gerr with Their Car Accident Claims
Local Carteret Experience
Living and working in Middlesex County has given us special insight into Carteret. We know the high-risk areas—from busy Roosevelt Avenue to the tricky turns near the waterfront. We've formed bonds with local medical providers who deliver quality care. We've helped countless Carteret families recover from similar crashes.
Your Recovery Is What Drives Us
Our promise to every Carteret injured person: we seek compensation that covers both your current medical costs and future needs. We handle case expenses. You pay us nothing until our Carteret car accident lawyers win your case.
Four Decades of Fighting for Clients
For over forty years, we've built cases that make insurance companies take notice. We ready every case for trial, which often brings better settlement offers.
Our reputation is built on actual results:
- Recognized by the Brain Injury Association for helping serious injury victims
As your neighbor in Carteret and your committed helper, we promise to give your case the attention it needs. Talk to us today. Our auto accident attorneys in Carteret, NJ, can help you get the compensation you deserve.
Contact Our Carteret Car Accident Lawyers at The Law Offices of Harold J. Gerr Today for a Free Case Consultation
We know you're going through a tough time right now. You're hurting, not working, watching your bills get bigger, and wondering how to move forward.
You don't need to figure this out on your own.
For help from car accident lawyers in Carteret, contact The Law Offices of Harold J. Gerr online or call today.
