Auto Accident Attorneys in Bridgewater, NJ, Offering Experienced Counsel in Somerset County and Throughout New Jersey
You might be on your way to Bridgewater Commons mall or anywhere else when a driver busy texting slams into your car. Now you're dealing with back pain, doctor visits, and missing work. Our Bridgewater car accident lawyers understand how these crashes can wreck your daily life.
We work hard to win you compensation for hospital bills, car repairs, and other losses. Our team knows the tricky roads around Route 22 and the local courts that handle accident cases.
Don't struggle with insurance companies alone. Reach out today for a free talk about how we can help you recover compensation.
What Are Your Options to Recover Compensation After a Car Accident in Bridgewater?
After a crash in New Jersey, you have several ways to recover compensation. Understanding these options helps you make the best choice.
Use Your Own Insurance First (PIP)
New Jersey has a "no-fault" system. This means your Personal Injury Protection (PIP) insurance helps you no matter who caused the crash. Even if someone else hit your car while texting, you must first turn to your own insurance company.
PIP covers you, your family, and sometimes people riding in your car. PIP pays for damages like:
- Medical bills up to your insurance policy limits
- Lost wages while you heal
- Help with tasks you can't do because of injuries, like cleaning or childcare
But PIP only covers damages for certain types of losses. For many Bridgewater residents, this isn't enough after a serious crash.
File a Claim with the Other Driver's Insurance
To get more compensation beyond what PIP covers, your next step is filing a claim with the at-fault driver's insurance company. This can pay for:
- Car repairs or replacement
- Pain and suffering
File a Lawsuit
If the other driver's insurance company denies your claim or offers too little compensation, you might need to sue. But your ability to sue depends on which option you chose when buying your car insurance:
- Limited right to sue: You can only sue for really bad injuries like broken bones or permanent problems. Many New Jersey drivers pick this option for cheaper insurance without realizing how it limits their rights.
- Unlimited right to sue: You can sue for any injury, even smaller ones.
Not sure which option applies to you? Talk to us. Our Bridgewater car accident lawyers can explain your options in simple terms.
Understanding Car Accident Laws That Apply to Bridgewater Crashes
Understanding New Jersey's laws helps you get fair compensation for your injuries.
Shared Fault Rules
New Jersey follows "modified comparative negligence" rule. This means if you were partly at fault for the accident, your compensation gets reduced by your percentage of fault.
If you're found to be more than 50% at fault, you can't recover any compensation at all.
For example, a Bridgewater driver was hit at an intersection when another car ran a red light. The court found that the driver who ran the stop sign was 75% at fault, while the Bridgewater driver was 25% at fault for not trying to avoid the crash.
Instead of getting the full $200,000, the driver who was 25% at fault would receive $150,000.
Time Limits to File a Lawsuit
The law provides you only two years from your accident date to file a lawsuit. This sounds like a lot of time, but gathering medical records, finishing treatment, talking with insurance companies, and building a case takes months.
If you miss this two-year deadline, you lose your right to recover damages completely.
Types of Compensation You May Be Entitled to After a Bridgewater Car Accident
After a crash, Bridgewater residents might get compensation for:
- Medical bills
- Lost wages and reduced future earnings
- Car repair or replacement costs
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Help around the house
Our auto accident attorneys in Bridgewater, NJ, have won over $1.5 million in car accident cases involving commercial vehicles. Contact us to learn how much compensation we might get for you.
How Our Bridgewater Car Accident Lawyers Help Injured Victims Get Compensation
Collect Strong Evidence to Prove Their Fault and Minimize Yours
Building a strong case requires strong evidence. Our Bridgewater car accident lawyers work quickly to gather:
- Police reports and accident scene documentation before evidence disappears
- Traffic camera footage that may have recorded the collision
- Witness testimony
- Medical records
Strong evidence helps prove the other driver was at fault while addressing any claims about your responsibility.
We Take Care of the Legal Work So You Don’t Have To
After a car crash, paperwork and deadlines are the last things you should worry about. That’s where we come in. We handle everything, including:
- Filing insurance claims the right way, with complete and accurate paperwork
- Getting lawsuit documents ready and submitted, if a lawsuit is needed
- Dealing with the insurance companies so you don’t say anything they can use against you
- Collecting and organizing all the evidence your case needs
We Push Back When Insurance Companies Play Games
Insurance companies have one goal: pay you less. They might call fast and offer a quick check—before you even know how serious your injuries are.
We don’t fall for it. We know how they work, and we push back hard. Our job is to get you the full compensation you truly deserve—not just what they want to pay.
If We Need to Go to Court, We’re Ready
Most accident cases settle before trial. But if they don’t offer a fair deal, we’re not afraid to fight in court.
We know how Bridgewater courts work, and we know how to build strong cases for judges and juries.
Don’t settle for less. Our Bridgewater car accident lawyers are here to fight for everything you’re owed. Discuss your case with us today.
Why Bridgewater Residents Choose The Law Offices of Harold J. Gerr After a Car Accident
At The Law Offices of Harold J. Gerr, we believe every crash victim deserves more than just a lawyer—you deserve someone in your corner who truly cares.
We’re here to guide you, support you, and fight for you every step of the way. When you work with us, you get:
- Quick, honest answers when you have questions
- Regular updates so you always know what’s going on
- A team that listens to you and treats you like family
Decades of Experience. Real Results.
We’ve spent over 40 years helping people hurt in crashes get the compensation they need to move forward. That means we know:
- How insurance companies try to avoid paying, and how to stop them
- What your case needs to succeed, whether it settles or goes to court
- How to tell your story in a way that gets results
Big Firm Power and Small Firm Care
With us, you get both:
- Personal attention, where your case never gets lost in a pile
- Strong resources to stand up to big insurance companies and win
Respected by Peers and Trusted by Clients.
We’ve earned top honors in the legal world, including:
- National Trial Lawyers: Top 100 recognition
- High ratings for skill and ethics from Martindale-Hubbell
- Membership in the Brain Injury Association, so we better understand serious injuries
You don’t have to figure this out alone. Our auto accident attorneys in Bridgewater, NJ, are ready to help—and they will be with you until the very end. Contact us today.
Contact Our Bridgewater Car Accident Lawyers at The Law Offices of Harold J. Gerr Today for a Free Case Review
Medical expenses are accumulating. You may be unable to work. The pain affects every aspect of your life. You need assistance, not additional complications.
For help from car accident lawyers in Bridgewater, contact The Law Offices of Harold J. Gerr online or call today.