Auto Accident Attorneys in Bound Brook, NJ, Providing Legal Representation in Somerset County and Throughout New Jersey
You might be driving on East Main Street or anywhere else when a driver looking at their phone hits your car. Now you're hurt, your bills are piling up, and you can't work. Our Bound Brook car accident lawyers know how these crashes turn lives upside down.
We fight hard to get you compensation for medical bills and other costs. Our team knows Bound Brook roads and New Jersey insurance rules inside and out.
Don't go through this tough time by yourself. Contact us today for a free meeting to talk about your case.
Your Options to Recover Damages for Your Car Accident in Bound Brook
After a crash in New Jersey, you have several paths to get compensation. Understanding these options is the first step toward making the best choices for your situation.
File Your Claim Under PIP
New Jersey uses a "no-fault" system, which means your Personal Injury Protection (PIP) insurance kicks in regardless of who caused the crash. Even if someone else slammed into your car while texting and driving, you must first turn to your own insurance company for help.
PIP covers you, your family members, and sometimes passengers in your car. PIP pays for basics like:
- Medical bills up to your policy limits, typically between $15,000 and $250,000
- Lost wages while you recover, usually up to 75% of your salary
- Help with household tasks you can't do because of injuries, like cleaning or childcare
But here's the catch—PIP only covers limited damages. For many Bound Brook residents, PIP isn't enough after a serious crash.
File Your Claim with the At-Fault Party's Insurance Company
To recover full damages beyond what PIP covers, your next step is filing a claim with the at-fault driver's insurance. This can cover what PIP doesn't, including:
- Vehicle repairs or replacement
- Pain and suffering
File a Lawsuit
If the at-fault party's insurance denies your claim or offers a settlement that doesn't come close to covering your losses, you might need to file a lawsuit. However, your ability to sue depends on which option you chose when buying your auto insurance policy:
- Limited right to sue: You can only sue for certain severe injuries like significant scarring, broken bones, or permanent disability.
- Unlimited right to sue: You can sue for any injury, even less severe ones like soft tissue damage or temporary injuries.
Confused about which option fits your situation? That's completely normal. Talk to us about your case—our Bound Brook car accident lawyers can explain your compensation options clearly.
Relevant Car Accident Laws in Bound Brook
Understanding New Jersey laws is crucial to getting fair compensation after your accident. These laws directly affect how much you can recover and under what circumstances.
Modified Comparative Negligence
New Jersey follows a concept called "modified comparative negligence." In simpler terms, this means if you were partly responsible for the accident, your compensation gets reduced by your percentage of fault.
But here's the critical part that trips up many accident victims. If you're found to be more than 50% at fault, you can't recover damages at all.
For example, a Bound Brook driver was hit at an intersection when another car ran a stop sign. The court found that the driver who ran the stop sign was 80% at fault, while the other driver was found to be 20% at fault for slightly exceeding the speed limit.
As a result, instead of receiving the full $100,000 in damages, the driver who was 20% at fault would receive $80,000.
Statute of Limitations
In New Jersey, you have just two years from the date of your accident to file a lawsuit. This sounds like plenty of time, but gathering medical records, completing treatment, negotiating with insurance companies, and preparing a case takes months.
Miss this two-year deadline, and you lose your right to compensation completely. That's why talking to auto accident attorneys in Bound Brook, NJ, quickly is essential.
What Compensation You Can Recover for Your Bound Brook Car Accident
After a crash, you’re likely to be entitled to various types of compensation, including:
- Medical expenses
- Lost wages and reduced earning capacity
- Vehicle repair or replacement costs
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
Our Bound Brook car accident lawyers have recovered over $1.5 million in car accident cases involving government vehicles. Contact us to learn how much we might recover for you.
How Our Bound Brook Car Accident Lawyers Can Help You Recover Compensation
Gather Crucial Evidence to Prove Their Negligence and Minimize Yours
Building a strong case requires solid, compelling evidence. Our auto accident attorneys in Bound Brook, NJ, work quickly to collect and preserve:
- Police reports and accident scene photos before evidence disappears
- Traffic camera footage that might have captured the crash
- Witness statements while memories are fresh
- Medical records linking your specific injuries to the crash
Evidence helps prove the other driver's fault while addressing any claims about your potential responsibility.
Handle the Entire Legal Process Efficiently
We manage every step of the legal process:
- Filing insurance claims properly with complete documentation
- Preparing and filing lawsuit documents if necessary
- Handling all communication with insurance companies (so you don't say something they'll use against you)
- Managing the discovery process, including interrogatories, depositions, and document requests
- Ensuring all court deadlines and procedural requirements are met
You focus on recovery while we handle the paperwork and procedures.
Negotiate Your Claim with Insurance Companies
Insurance companies use many tactics to minimize payouts.
They might rush you to accept a quick settlement before you know the full extent of your injuries. We know their tactics and counter them effectively, negotiating firmly for what you truly deserve.
Represent You in Court to Get the Compensation You Deserve
Most cases settle out of court, but if a fair settlement isn't offered, we're ready to take your case to trial. Our courtroom experience in Bound Brook and surrounding areas gives you a powerful advantage when presenting your case to a judge or jury.
Don't let insurance companies decide what your suffering is worth. Let us fight for maximum compensation. Talk to our Bound Brook car accident lawyers today.
Why Choose The Law Offices of Harold J. Gerr After Your Car Accident in Bound Brook
When you're hurt in a car crash, you need someone who truly cares about your recovery. At The Law Offices of Harold J. Gerr, we promise you this: things will get better, and we'll fight to make sure of it.
As your lawyers, we get to know you personally, and are available when you need us. We keep you updated at every step so you're never left wondering what's happening.
With over 40 years helping accident victims, we bring extensive experience to your case:
- We know how insurance companies think and how to beat their tactics.
- We've helped hundreds of people just like you get the compensation they deserve.
Our firm gives you advantages that others can't:
- The personal care of a small firm where you matter
- The resources and power of a big firm to take on anyone
Recognition That Matters
Our work has earned recognition from many legal organizations:
- Named to The National Trial Lawyer: Top 100
- Martindale-Hubbell peer rating for professional achievement
- Active in the Brain Injury Association to better serve clients with serious injuries
Don't face this difficult time alone. Let us show you how we can work together to get the justice and compensation you deserve. Discuss your case with our auto accident attorneys in Bound Brook, NJ.
Contact Our Bound Brook Car Accident Lawyers at The Law Offices of Harold J. Gerr Today for a Free Case Consultation
We understand you're going through a difficult time. Medical bills are piling up. You might be missing work. The pain affects everything you do. You need help, not more problems.
For help from car accident lawyers in Bound Brook, contact The Law Offices of Harold J. Gerr online or call today.
